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”) Platform and the Services (as defined in Nova’s general terms and conditions (the “

”), you trust your personal data with Nova. In this privacy policy (the “

”), it is explained what types of personal data Nova collects, why Nova collects such data, and what Nova uses the personal data for – all in order for you to be able to exercise your rights.

Nova processes and handles personal data in accordance with regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and supplementary Swedish legislation (including the Act (2018:218) with supplementary provisions to the EU General Data Protection Regulation).

Personal data is data or information which may be used to identify a specific individual (a natural person). The personal data which may be processed consists primarily of such data which you, directly or indirectly, provide Nova with, 

, in connection with your application for registration of an account with Nova, and when using the mobile phone application (the “

”) or other services provided by Nova from time to time, or when you are in contact with Nova (the “

”). Such personal data is collected by Nova in order for Nova to be able to provide the abovementioned Services, and consists of, 

: When you choose to apply for registration of an account with Nova and/or when you use the Services, Nova will collect personal data such as your name, address, email address, mobile phone number, and other information you decide to provide due to the Services you intend to buy from Nova.

: When using certain Services, Nova collects information about your mobile phone’s geographic location, if you have allowed the Application to get access to location services.

: When you are making a purchase in the Application or on the Website, you are asked to provide payment details, 

, payment card information or other information relevant for the payment method you have selected.

: In connection with you downloading the Application and/or using the Services, certain technical information or codes, such as your mobile phone’s unique device-ID or the model of the mobile phone, may be collected.

The Service is not directed at children under 16 years of age. Nove does not knowingly collect data from children under 16 without the consent of a parent or legal guardian.

Purposes of the processing of personal data

Nova registers and processes personal data primarily in order to provide, maintain and improve the Platform and the Services, to administrate the Platform and the Services, and to provide relevant customer service.

Nova also processes personal data in order to discharge its duties under applicable laws, regulations and public authority decisions.

Furthermore, personal data is processed in order to make possible offerings of certain other services and products, and to inform about offers and news from Nova and other partners of Nova.

Processing of personal data is also carried out for statistics purposes and assessments, in order to develop and improve the Platform and the Services.

Nova may also process your personal data in order to assist you when you are applying for registration of an account with Nova, and to provide further information about the Services, 

, in case your application has been discontinued and the application process therefore has not been completed.

You have the right to receive information, free of charge at one occasion per calendar year, regarding your personal data which Nova has registered and is processing, in which way the registered and processed personal data has been collected, for what purposes the personal data has been processed and to which third parties the personal data may have been transferred (“

”). A request for a Register Extract must be in writing and signed by you. The request shall be sent to Valhallavägen 60, 114 27 Stockholm, Sweden or by email to Nova’s customer service (with a scanned copy of your written request attached).

You have the right to access, rectification, erasure, restriction, data portability, objection, and to withdraw consent without affecting the lawfulness of processing carried out before the withdrawal. If you notice that personal data registered by Nova is inaccurate, inadequate or is processed in violation of the abovementioned purposes (see section 3 above), the Swedish Personal Data Act or any other relevant legislation, you may request that Nova corrects, blocks or deletes such registered personal data. A request regarding such correction, blocking or deleting shall be made via email to Nova’s customer service.

Nova and its partners may direct offers to you via, 

, the Application, email and SMS. Marketing directly targeting you shall comply with applicable laws, regulations, codes of conduct and ethical guidelines. If you do not wish to receive marketing from Nova, you may contact Nova’s customer service or file such a request by sending a letter to Nova at Valhallavägen 60, 114 27 Stockholm, Sweden.

Nova takes the issue of personal data security very seriously. To the extent Nova processes and stores your personal data, this is made on servers located within the EU. When your personal data is stored, Nova takes all necessary and reasonable technical and organisational measures to protect your personal data from unauthorised access, alteration or destruction. Access to information is strictly limited in various ways (

, by user authorisation and passwords being required and only assigned to employees who need access to such information to be able to perform their work duties). Other security measures include encryption, firewalls and physical limitations and restrictions when accessing buildings and files. Nova uses data processors (hosting, analytics, advertising/affiliate networks, email, payments). Data processing agreements with such processors are in place. Transfers of data outside the EEA are carried out only with appropriate safeguards (

, SCCs and risk assessment) and, where necessary, additional technical measures (encryption).

Transfer of personal data to third parties etc.

Nova may share collected personal data in accordance with the Privacy Policy. Nova may share your personal data with companies within the same group of companies as Nova or with other companies which Nova co-operates with, for the abovementioned purposes (see section 3 above) both within and outside of the EU. If, and to the extent, Nova stores your personal data, such data is always stored at Nova or at companies within the same group of companies as Nova.

Nova may collect, process and share your mobile phone’s exact geographic location in real time in order to provide certain of the Services. In order for such location-based information to be collected, you need to have enabled the function “allow location access” on your mobile phone. You may at any time revoke your consent to Nova collecting, processing and sharing such location-based information, by ceasing to use Services provided by Nova which require location-based information to function properly, and by switching off the function “allow location access” on your mobile phone.

Nova uses cookies and similar technologies to operate and improve the Services. We use a consent management platform (CMP) in accordance with the ePrivacy rules and the IAB TCF 2.2 framework.

You may change or withdraw your consent at any time via “Cookie Settings”.

We only place necessary cookies without your consent. All other categories require your prior, explicit consent.

We distinguish between the following categories of cookies:

Cookies required for the basic operation of the Services, such as security, load balancing, and ensuring correct functionality. These cannot be disabled.

Used to understand how the Services are used, including visitor statistics and performance measurements.

Used to remember your preferences and tailor the user experience.

Used for advertising, attribution, affiliate tracking, and measuring the effectiveness of marketing campaigns.

, ad-tech providers, analytics services, affiliate networks) may set cookies or pixels when you give consent through the CMP.

Without consent, only necessary cookies are used.

Some links are affiliate links. If you click on such a link or make a purchase, Nova may receive compensation. This is clearly disclosed.

Affiliate tracking cookies or equivalent technologies are only set with your consent.

You may change your cookie preferences at any time via “Cookie Settings”, and you may also delete cookies through your browser settings.

If you disable cookies, parts of the Services may not function properly.

Below is an overview of the cookies used on the Services. The exact list may vary over time and is always kept up to date through the CMP.

Note: The full and current list of cookies, including vendors, purposes, and legal basis, is available at all times in the CMP.

 Maintains session state and user choices during the visit

 Tracks affiliate referrals where consent is given

Nova reserves the right to amend the Privacy Policy from time to time. If any amendments are made to the Privacy Policy which imply any amendment to the way Nova processes your personal data, Nova will inform you of such amendments via, 

, the Website, the Application or by email. Should you continue to use the Services after having been informed of such amendments, you are deemed to have accepted the amendments. Nova recommends that you regularly read the Privacy Policy, for the most recent information on how Nova processes your personal data.

: Nova Circle AB (559396-6608), Valhallavägen 60, 114 27 Stockholm.

: The Swedish Authority for Privacy Protection (IMY). You have the right to lodge a complaint with IMY.

Should you have questions or comments regarding the Privacy Policy or requests of rights, please contact Nova’s customer service.

Questions will be dealt with promptly and will normally be answered within 30 days. Identification may be required.